IRS Announced 2012 Limits for HDHPS and HSAs.

June 21st, 2011

Federal regulators have been busy recently with their own version of spring cleaning, announcing tweaks to Medicare notices, health savings account limits and a host of other proposed rules that would affect employer-sponsored health care plans.

The work started in late May when the IRS announced 2012 limits for high-deductible health plans (HDHPs) and health savings accounts (HSAs). The announcement includes figures for accounts attached to high-deductible health plans:

Annual HSA contribution limits: $3,100 for employee-only coverage (up $50 from 2011); $6,250 for family coverage (up $100 from 2011).

Minimum HDHP deductible: $1,200 for employee-only coverage and $2,400 for family coverage (no change from 2011).

Out-of-pocket maximums: $6,050 for employee-only coverage (up $100 from 2011); $12,100 for family coverage (up $200 from 2011).

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